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The University of Toronto Policy on Student Financial Support guarantees that no student offered admission will be unable to attend due to financial circumstances (Canadian students, Canadian permanent residents and protected persons only).  This guarantee requires that students use all available means of student aid.

Citizens of the United States studying in degree programs at the University of Toronto can apply for financial assistance from the USA Federal Direct Loan Program.  As an international school, the University of Toronto is only eligible for Direct Loans (excludes U.S. grant and work-study).

Entrance Scholarships

Entrance scholarships are offered by the University, Faculty of Arts & Science and your college:

In-Course Scholarships

If you excel in your program of study, you are automatically considered at the end of your first, second and third year.

Fees

Every student at the University of Toronto has a student account through ACORN where you will find:

  • tuition & ancillary fees
  • residence fees, if applicable
  • related charges
  • payments and other credits
  • invoices
  • tax forms

Starting the 2019 tax year, your Social Insurance Numbers (SIN) will need to be included on Tax Form T2202. Add your SIN on ACORN under "Profile and Settings". Tax Forms for 2019 will be available in ACORN as of February 21, 2020.

Information and help screens are available online.

After you enrol in courses, your fees are calculated based on a variety of factors including course load and program. To complete your registration in a given session, you have to pay at least the minimum first installment of your fees (or officially defer them) by the payment deadlines

Students may be eligible to defer fees based OSAP/government aid in ACORN. Scholarship recipients may be eligible to defer fees based on a Victoria College/University of Toronto Scholarship.

Financial accounts are managed by Student Accounts (or Fees Office) in the Faculty of Arts & Science. The Fees Office manages tuition and ancillary fees, posts fee and refund schedules, processes payments and waivers, issues refunds and applies service charges.

Faculty Fees & Refunds
Scholarships, Bursaries & Awards

Victoria College offers extensive financial assistance and scholarship opportunities for new students, continuing students and graduating students. These are in the form of:

For a complete list of all awards at Victoria College, please refer to the Student Awards and Benefactors booklet or search online with the Award & Bursaries Search Page (currently being updated).

For further information, please contact vic.awards@utoronto.ca.

 Watch the Scholarships video:

  Watch the Bursaries video:

Financial and Government Aid

University of Toronto Enrolment Services is the primary contact for information on federal and provincial financial aid. For many full-time, undergraduate students, government aid, usually OSAP, is a main source of funding. Signature Pages and Supporting Documents can be uploaded using OSAP's online system or returned to Enrolment Services. First time applicants complete the Master Student Financial Assistance Agreement (MSFAA) online. After a student completes an OSAP application, they will receive instructions from the National Student Loan Service Centre regarding online identify verification, direct deposit and loan terms.

OSAP FAQs

Students who receive government aid may be eligible for a University of Toronto Advance Planning for Students (UTAPS) grant.

If you have been financing your education with Canada or Ontario student loans (OSAP) you should review repayment and loan maintenance information.

If you have special financial circumstances, you may be eligible to appeal the amount of funding you received. For more information, contact Enrolment Services (contact information at the bottom of the OSAP FAQ page).

Government of Canada Financial Tools and Calculators

Other Financial Resources

Be sure to consider all resources including Registered Educational Savings Plans (RESP) and income from part-time and seasonal work. The University of Toronto Career Centre posts employment opportunities. See also Work-Study opportunities.

Other scholarship opportunities:

Students with disabilities can visit the website for Students for Barrier-Free Access.